Home Loan EMI Calculator
Estimate a realistic monthly mortgage payment for your dream home by adjusting loan amount, interest rate, and tenure. This calculator shows how small changes in rate or tenure can shift affordability and total interest outlay, helping you pick a sweet spot for comfort and long‑term savings. Add common extras like mortgage insurance to reflect lender requirements. Use it before house‑hunting to align your budget with bank approvals and to compare offers from multiple lenders side by side.
Estimated Total25751 (local currency)
Plan Your Mortgage Payment
How to use this calculator
- Enter your details in the inputs above.
- Choose options that match your scenario.
- Review the total and explore tips to optimize costs.
How we calculate
We combine market averages, recent receipts, and verified sources for each field with transparent formulas. Edit any input to reflect your local reality.
Assumptions & Common Mistakes
- Numbers are medians for recent periods—seasonality may apply.
- Taxes/fees differ by city—include any local surcharges if missing.
- For large one‑offs, request written quotes to avoid scope creep.