Mutual Fund Expense Ratio Impact
See how expense ratios silently eat long‑term returns by comparing compounding with and without annual fees. Even a 1% ER can erode sizable value over decades. Use this to evaluate direct vs regular plans, index vs active choices, and consider tax efficiency. Lower ongoing costs preserve more of your gains—especially for long horizons like retirement.
Estimated Total344488 (local currency)
Costs Compound Too
How to use this calculator
- Enter your details in the inputs above.
- Choose options that match your scenario.
- Review the total and explore tips to optimize costs.
How we calculate
We combine market averages, recent receipts, and verified sources for each field with transparent formulas. Edit any input to reflect your local reality.
Assumptions & Common Mistakes
- Numbers are medians for recent periods—seasonality may apply.
- Taxes/fees differ by city—include any local surcharges if missing.
- For large one‑offs, request written quotes to avoid scope creep.